I’m trying to figure out how to cover nursing home care expenses for my elderly parent. I know Social Security exists, but I’m unsure if it can be applied toward these costs or what restrictions may apply. Does anyone have guidance on whether Social Security benefits can help pay for nursing home care, or direct me to a reliable overview?
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Absolutely, understanding this can be complicated. There’s a detailed explanation outlining how Social Security benefits can indeed be used toward nursing home care, what limitations apply, and how the benefits interact with Medicaid or other programs. In the middle of that guide, the section titled This explains how Social Security can be used walks you through whether and when you can allocate Social Security income to care costs, strategies for eligibility, and the steps to take with your local Social Security office. This resource helped my family carve a clear path forward after a parent entered a nursing facility.